How to Prepare Financially for Buying a Home in the New Year
As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the…
Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying…
What Is a HELOC and How Does It Work?
A Home Equity Line of Credit (HELOC) is a popular financing option that allows homeowners to tap into their home’s equity to access funds for various purposes. Unlike traditional loans,…
How Do the Holidays Impact the Real Estate Market?
As the holiday season approaches, you might wonder how it impacts the real estate market. For both buyers and sellers, the holiday season can present unique opportunities and challenges. Here’s…
What is an FHA Loan and How Can It Benefit You?
For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers is the FHA loan,…
Week of September 30, 2024 in Review
Job growth in September was stronger than expected, while the unemployment rate ticked lower. Here are last week’s headlines: -Big Upside Jobs Surprise -Private Sector Job Growth Rebounds, Wages Moderate…
Top 5 Most Common Mortgage Types
When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below…
Folsom Home Buying Guide: How to Get the Best Deals on Homes
It’s important to know how to get the most value for your money when buying a new home in Folsom. A recent analysis found that 65% of mortgage offers nationwide…
What to Expect at a Real Estate Closing
After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner. Here is what you can expect on…
Week of September 16, 2024 in Review
The Fed started its rate-cutting cycle with an aggressive move, while housing construction ramped up in August due in large part to lower mortgage rates. Here are the headlines: -Fed…
5 Ways to Start Buying Investment Properties for the First Time
If you’re thinking about buying investment properties, you’re taking a great step toward building long-term wealth. While it can seem daunting at first, there are clear strategies to get started.…
What the Current Drop in Mortgage Rates Could Mean for the Housing Market
Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and…
