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Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the coming year, taking steps now to prepare financially can make…
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can…
When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common mortgage options. 1. Conventional…
Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s essential to understand how…
Buying a home in Folsom? You’ll need a solid mortgage lender in your corner. In NAR’s 2023 Home Buyers and Sellers Generational Trends report, 80% of recent buyers financed their home purchase. In a competitive real estate market like Folsom,…
Choosing the right mortgage lender in Sacramento is imperative for securing the best home loan deal. With multiple lenders available, it’s essential to consider key factors that can impact your borrowing experience and overall costs. From interest rates and fees…
Searching for a home in Sacramento’s vibrant housing market can be an exciting yet challenging process. Securing financing tailored to your needs can make or break the homebuying puzzle. This is where the specialized knowledge and localized expertise of a…
Being in the mortgage industry we see and study the ebbs and flows of the housing market throughout the year. While spring and summer are traditionally seen as the peak times to buy a home, there are compelling reasons to…
Navigating the journey to homeownership can be a complex process, especially for first-time buyers. Fortunately, 2024 brings a suite of updated programs and incentives designed to make this journey smoother and more affordable. Whether you’re just starting to consider purchasing…
